Truis Bank Near Me (2024)

FAQs

What is the Truist $400 promo code? ›

Truist Checking Bonus: Earn a $400 Bonus

Earn a $400 bonus when you open a new Truist One Checking account using promo code TRUIST400DC24 by October 30, 2024, receive at least one qualifying direct deposit of $500 or more and complete at least 15 qualifying debit card purchases within 90 days of account opening..

Truist is best for customers looking to open a checking account where Truist branches are primarily found. But if you're looking for a high-yield savings account, it's best to look elsewhere, as these Truist accounts will do little to help grow your savings.

Make quick deposits at ATMs, opens in new tab or with our mobile app, opens in new tab. Set up direct deposit. Make phone transfers by calling 844-4TRUIST (844-487-8478).

Truist One Checking has a $50 minimum opening deposit.

Truist Bank One Checking - $300

Receive a qualifying direct deposit of $500 or more within the first 90 days: Qualifying direct deposits include payroll checks and government benefits payments. Make 15 debit card purchases within the first 90 days: Those transactions must to be posted to your account within 90 days.

Is Truist Bank safe from collapse? Truist Bank was rated as "stable" by S&P, Moody's, Fitch, and DBRS Morningstar, meaning it's likely safe from collapse.

You must get a Truist Confidence Account to open the Truist Confidence Savings Account. Meanwhile, Truist One Savings doesn't require a particular checking account. Truist is FDIC insured. You'll be able to deposit up to $250,000 in an individual bank account and your money will be secure.

What bank doesn't charge monthly fees? ›

In many cases, banks that offer no-fee checking are online-only banks, small regional banks or credit unions. We found that Axos Bank, Discover, PenFed Credit Union, nbkc and EverBank are the best banks with no fees. They all offer some of the top no-fee checking accounts.

Funds are generally available the next business day after the deposit is received. Transactions are processed each business day (Monday through Friday except federal holidays) during nightly processing and the results are posted to your account.

You don't need a certain credit score to open a Truist checking, savings or money market account, as there is no credit score requirement. Truist does not require a credit score for these accounts because they are deposit accounts, not loans or lines of credit.

As long as you maintain eligibility and have available credit, you can request an advance from $5 to as much as $750 into your Truist Associated Checking Account, up to your approved Cash Reserve Credit Line Amount.

Personal Checking Account - $400 Bonus

Use promo code TRUIST400DC24 at account opening. Set up and receive at least one qualifying direct deposit of $500 or more within 90 days of account opening. Make at least 15 qualifying debit card purchases within 90 days of account opening.

You and your partners will continue to receive FIN messages with the Truist primary BIC: BRBTUS33.

For help, text "HELP" to any of the aforementioned short codes: Servicing - 878478 and Fraud - 878228. In case of questions, please contact Truist Contact Center at 844-4TRUIST.

You will receive a 10% Loyalty Cash Bonus added to your cash redemption amount when you electronically deposit your Cash Rewards redemption into your eligible Truist personal checking, personal savings, or personal money market account.